PFS was founded in 1977 with a single office in Kansas City, Missouri. In our 30-year history PFS has become the fourth largest premium finance company in the U.S. in premium dollars financed and is number one in the number of accounts financed. PFS has distinguished itself by meeting the needs of agencies just like yours. We recognize that the insurance industry is regional by nature so PFS has developed the branch office concept. With 22 full service branch offices and 49 marketing representatives throughout the United States we have the unique ability to understand the individual needs of each agent and broker. Unlike other large premium finance companies that discourage the financing of small premiums, we welcome accounts under $2,000. Our size and financial strength also enables us to be extremely competitive on large accounts.